Terry Scott, Life and Health Insurance Agent says: "We are still getting questions about ObamaCare".


Although things seem to be coming along a bit better, especially now after the open enrollment rush, people are still asking me about the ACA and how it will effect their business and employees. I'm glad to let you know about these great webinars by the SBA that should answer most of your questions. Of course I'm still available as well and you can contact me at my site: www.healthmarkets.com/terry.scott.

www.healthmarkets.com/terry.scott


For now, here's the SBA webinar dates and times:

We are still getting questions about the ACA and how it affects small business employers and employees. The Small Business Administration offers these webinars:

Affordable Care Act 101 Webinars for Small Employers SBA, the Department of Health Human and Services, and Small Business Majority have teamed up for a free weekly webinar series where small employers can learn the basics of the Affordable Care Act and what it means for their organization and employees. Topics covered include cost containment, the Small Business Health Care Tax Credit, the new Health Insurance Marketplace, and Employer Shared Responsibility. Webinar content will generally be the same each week. Below are the registration links for upcoming webinars in English. To access the following trainings, please scroll down the page at: https://www.sba.gov/healthcare

·        Thursday, March 5, 2015 at 2:00 PM ET: Click to Register (link is external)

·        Thursday, March 12, 2015 at 2:00 PM ET: Click to Register (link is external)

·        Thursday, March 19, 2015 at 2:00 PM ET: Click to Register (link is external)

·        Thursday, March 26, 2015 at 2:00 PM ET: Click to Register (link is external)

To view an audio recording of the ACA 101 webinar, click here (link is external)

Please call me when you have any questions. My details are at: www.healthmarkets.com/terry.scott.
Make it a great day!
Terry
 

You don't have to lose money in Wall Street Casino; Life Settlements has come to Duluth MN/Superior WI

Hello. My name is Ter Scott. I'm an entrepreneur and attainment coach. If you are within 200 miles of Superior WI, this is worth the drive! 

I want to invite you to an educational talk (poster attached) by my friend Peter Viater (Former Bank President of M&I).


Peter will speak about an alternative to the stock market casino. Can anyone afford to lose 20-30% again in the stock market? He will explain how something that was only available to the large banks (since 1911) is now available to the “little guy (and gal)”. It has to do with what is called “life settlements” and our clients who have invested in them have never lost a cent when the market went down and made money every time. Why? How? Well that’s what Peter explains in this 60 minute talk.

Life settlements are used by churches, municipalities, colleges, business people (there’s even a way that a business person can offer this as an employee benefit!) and even the smaller banks. If you (or you know anyone associated with any of the above) are tired of losing your money in the typical type of investments and really want something that will give you honest protection for retirement or throughout your life, I encourage you to attend our small group.
This isn’t anything formal; just come as you are. It’s all education so leave your checkbook at home and I’ll buy the pizza.

This may be the most important information you’ll learn this year in protecting your assets. Please RSVP me (my number is on the poster attached, or just reply to the email; but calling never gets lost). Also, if you have questions feel free to call.

See you at V.I.P. Pizza in Superior at 5:30 on Thursday, March 12th. (By the way, feel free to print and post the attached poster; we just need to be sure that people RSVP one day in advance).
First 5 people in the door get a free copy of one of Stephan Gardner’s books (like the one shown in the poster attached).
Make it a great day!
Ter Scott!

PS. We are also looking for insurance agents, accountants, CPAs, and attorneys to help get the word out. Please pass this on to any of these professionals you know. Thanks.

Life Settlements as a Viable Investment Source for Duluth MN and Superior WI

If you live within 100 to 200 miles of Duluth Minnesota 
(or Superior Wisconsin) you are invited to a free seminar with RSVP

Peter Viater, who is a wealth of information, and former bank president for M&I Bank, will be speaking in Superior Wisconsin in March. Also, as a representative for a life settlements firm myself, I will be present to answer any questions.



Is "Life Settlements" new to you? Don't feel like the Lone Ranger. They used to be only available to people with loads of money to invest; banks, charities and the Warren Buffets of the world.

Do some research (here's a link to Amazon where you can get the book: Billion Dollar Blueprint that shows how banks have used this vehicle since 1911 and how Warren Buffet says that now everyone can invest this way; and Peter is quoted in the book!).
Billion Dollar Blueprint: What Big Banks Don't Want You To Know About Life Settlements

Be sure to RSVP and I'll see you at the seminar!

Ter Scott!


Twin Ports HealthCare Businesses... join Ameriplan.

If you have a health related business and would like to have Ameriplan send you business, CLICK HERE and/or call: 888-241-4031.

Any entrepreneurs want to join the fastest growing movement in USA? CLICK HERE.

Anyone want to save on healthcare services? Click on the picture.



You will be glad that you did!

Duluth/Superior Author, Ter Scott publishes: VRM: Visualize, Realize, Materialize. Business Owners find it helpful.


Can you business use a little "good news"? Would you like to look at your business differently?
Did you know that you are your business and when you get your world in order, your business will be in order?

Ter Scott has published a brand new Kindle book and it's only $2.99 but you can get the first chapter FREE!

Ter Scott's Visualize, Realize, Materialize (VRM)! 

Please click on the picture and go to Amazon Kindle, click on "Look Inside" 
and read a few chapters FREE. Then leave a review! 




We think you'll like it. If you do, buy it, use it and tell others! 

Life, Health, Medicare and Long Term Insurance Duluth MN, Terry L. Scott Interview


WHO IS THIS GUY (Terry L Scott) AND
WHY SHOULD HE BE YOUR INSURANCE PROFESSIONAL?

Q. How would you answer that question?
A. With a question. If you were going to have brain surgery done, you would want the best doctor doing the surgery right? Just as if you are the best in your field, such as real estate, plumbing, teaching or doctoring, I would want you and your service. So my question is, why “settle for” less than the best when it comes to your money, your future well-being of yourself and your family? You can have the best; I’m the best.

Q. That’s quite a statement, can you back it up?
A. (Chuckle) Sure; I’ll try. I know that sounds a bit conceited and boastful but I truly am the best, and every day I get up early to continue to stay on top of things and remain “the best”. Am I saying that I know it all, that someone else can’t offer similar products, or that I don’t make mistakes? No. However, I know my passion is to help others and to do right by them and for them. Insurance can be confusing so I’ve taken the training and obtained the license to be an agent, but I do more. I do my own continual learning so I continue “being” the best. Also, I surround myself with other professionals, who are also “the best”, if I don’t have the answer, I get it.

Q. How did you get started in the industry?
A. Over 10 years ago I worked for a couple of insurance companies and I got turned off because it was more about the agent making the sale and not about helping the client; at least that’s what I got out of it. I let my license lapse thinking that I would never, ever, do that again. Then “life happened”.

Q. What do you mean?
A. I had a close friend whose mother had retired and had a condition and she certainly would have been made more comfortable if she had some things (insurance wise) in place. She went through all of her savings, and everything had to go to her end of life needs when she could have used more money and options during this time.
Also, in other cases, I saw how those turning 65 really need help in making insurance choices.

Q. Choices?
A. Yes, many people think that when they turn 65 that everything is “taken care of” but it’s like going back to school again. They get numerous phone calls from agents every day. They get bombarded with mail from Medicare and all of the insurance companies who want to help. This goes on for months. It’s overwhelming and confusing. And it’s scary; making the wrong choice during this window of enrollment can adversely affect the rest of one’s life in how and what they can do.  

Q. So you got into the industry years ago, got out, had these recent experiences and…
A. Yes, I got back involved with insurance. Either the industry changed (which I know it has) or I have, or both. I was working full time but would get up very early every morning and took hours and hours of tests online. When I was done and thinking that I was “finished” another module and test would “appear”; it seemed to go on forever! But I was determined to continue. I passed and obtained my license in Life and Health for both Wisconsin and Minnesota. (I definitely will keep renewing them because I don’t ever want to start from scratch again!)



Q. What would you want the “person on the street” to know about insurance?
A. There is an organization called LIMRA which offers statistics concerning insurance. A few things that stand out to me is that most people think insurance costs about 3 times more than it actually does, and more people would buy insurance if someone approached them! Plus, I’d like to let everyone know too that there are laws and regulations that safeguard and protect the consumer of insurance products so there is no real reason why someone should be apprehensive to sit down and visit with an insurance professional to get an assessment (picture) of their situation. Believe me, with all it takes to get licensed and with all of the laws that protect the consumer, agents are very, very careful to do what’s right for the consumer!

Q. Anything else that you’d like to add?
A. In my time as an agent, I’ve been privileged to work with several companies and have seen how most operate. There is probably not a bad company out there. I think most agents and the companies they represent have the consumer’s best interest in mind. However, I know that I’m in the right place and I’m glad now to represent HealthMarkets. It offers many products from many different companies so I am not biased to any one, and can really create the right customized and affordable “corporate style” benefits package for a client using products from any of these fine companies; I like that.




Terry Scott is an agent with HealthMarkets. 
See his site at: www.HealthMarkets.com/Terry.Scott.